Banking : theory law and practice /
By K P M Sundharam and P N Varshney.
- 1st ed.
- New Delhi : Sultan Chand & Sons , 2022.
- x,22.10,A.42p. ; PB 25.2 cm
This book is unique in the sense that it admirably combines the Theory, Law and Practice of Banking in India. The book will prove immensely useful for those appearing at B.Com. examinations of Indian Universities and Polytechnics.
Contents :
Part I: Theory of Banking and Indian Banking Theory of Commercial Banking Central Banking Structure of Commercial Banks Functions of Reserve Bank of India Indian Money Market Rural Banking in India Financial Institutions in India Part II: Banker and Customer Definition and Functions of a Banker Relationship Between Banker and Customer Rights of a Banker Customers’ Accounts with the Banker Special Types of Banker’s Customers Part III: Law Relating to Negotiable Instruments Negotiable Instruments Endorsements Crossing of Cheques Payment of Cheques Collection of Cheques Bills of Exchange and Promissory Notes Rights and Liabilities of Parties to Negotiable Instruments Part IV: Employment of Bank Funds The Liquid Assets Investment in Securities Loans and Advances Assessing Creditworthiness of Borrowers Appraisal of Term Loan Proposals Secured Advances – Modes of Creating Charge Secured Advances – Types of Securities Purchase and Discounting of Bills Ancillary Services of a Banker Customers’ Grievances and Redressal. Appendix: Syllabus and Questions Papers. Authored By : Sundharam KPM, Varshney PN
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Theory of banking and Indian banking Employment of bank funds Banker and customer