00408nam a2200121Ia 4500003000400000005001700004008004100021040001800062041000800080100003800088245012400126260003600250OSt20260331140448.0211028s2011    xx            000 0 und d  cAIMIT LIBRARY  aeng  aK J Sinoy;Pereira, Shawn.g916034  aAssessment of factors affecting individuals and organizations in managing bills with respect to billmail ID Mangalore /  aMangalorebPereira, Shawnc2011